[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.marilin.cz\/naucte-se-setrit\/#Article","mainEntityOfPage":"https:\/\/www.marilin.cz\/naucte-se-setrit\/","headline":"Nau\u010dte se \u0161et\u0159it","name":"Nau\u010dte se \u0161et\u0159it","description":"1. Vytvo\u0159te si p\u0159ehled sv\u00fdch p\u0159\u00edjm\u016f a v\u00fddaj\u016f Ze v\u0161eho nejd\u0159\u00edv si ujasn\u011bte, jak\u00e9 jsou va\u0161e m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjmy a v\u00fddaje. Rozepi\u0161te si to nejl\u00e9pe na pap\u00edr. D\u00edky tomu z\u00edsk\u00e1te ide\u00e1ln\u00ed p\u0159ehled o tom, kam te\u010de v\u011bt\u0161ina va\u0161ich pen\u011bz. N\u00e1sledn\u011b se zamyslete, jestli je mo\u017en\u00e9 n\u011bkter\u00e9 polo\u017eky z\u00a0va\u0161ich v\u00fddaj\u016f odstranit nebo alespo\u0148 omezit. Sv\u00e9 v\u00fddaje a […]","datePublished":"2025-02-27","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.marilin.cz\/author\/#Person","name":"","url":"https:\/\/www.marilin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"marilin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.marilin.cz\/wp-content\/uploads\/img_a289793_w1775_t1501275166.jpg","url":"https:\/\/www.marilin.cz\/wp-content\/uploads\/img_a289793_w1775_t1501275166.jpg","height":0,"width":0},"url":"https:\/\/www.marilin.cz\/naucte-se-setrit\/","wordCount":434,"articleBody":"1. Vytvo\u0159te si p\u0159ehled sv\u00fdch p\u0159\u00edjm\u016f a v\u00fddaj\u016fZe v\u0161eho nejd\u0159\u00edv si ujasn\u011bte, jak\u00e9 jsou va\u0161e m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjmy a v\u00fddaje. Rozepi\u0161te si to nejl\u00e9pe na pap\u00edr. D\u00edky tomu z\u00edsk\u00e1te ide\u00e1ln\u00ed p\u0159ehled o tom, kam te\u010de v\u011bt\u0161ina va\u0161ich pen\u011bz. N\u00e1sledn\u011b se zamyslete, jestli je mo\u017en\u00e9 n\u011bkter\u00e9 polo\u017eky z\u00a0va\u0161ich v\u00fddaj\u016f odstranit nebo alespo\u0148 omezit. Sv\u00e9 v\u00fddaje a p\u0159\u00edjmy si pak ka\u017ed\u00fd m\u011bs\u00edc zapisujte. Pro tento \u00fa\u010del m\u016f\u017eete vyu\u017e\u00edt klasick\u00fd z\u00e1pisn\u00edk a ps\u00e1t si ru\u010dn\u011b, v\u00a0dne\u0161n\u00ed dob\u011b ale existuje i mnoho aplikac\u00ed na mobiln\u00ed telefony, d\u00edky kter\u00fdm lze \u00fatraty zaznamen\u00e1vat a kter\u00e9 v\u00e1m tak\u00e9 podaj\u00ed informace o va\u0161ich financ\u00edch.\u00a02. Vyhn\u011bte se impulzivn\u00edm n\u00e1kup\u016fmP\u0159i \u0161et\u0159en\u00ed je dobr\u00e9 nakupovat v\u011bci ve slev\u00e1ch, ale pouze v\u00a0p\u0159\u00edpad\u011b, \u017ee v\u00edte, \u017ee v\u011bc opravdu pot\u0159ebujete nebo budete pot\u0159ebovat. Vyhnout byste se m\u011bli impulzivn\u00edm n\u00e1kup\u016fm v\u011bc\u00ed, kter\u00e9 nepot\u0159ebujete, ale l\u00e1k\u00e1 v\u00e1s pr\u00e1v\u011b jejich sn\u00ed\u017een\u00e1 cena. Pozor tak\u00e9 na to, \u017ee slevy n\u011bkdy mohou b\u00fdt pouze na oko. Pokud si tedy u\u017e chcete n\u011bco ve slev\u011b po\u0159\u00eddit, dob\u0159e si zjist\u011bte, kolik dan\u00e1 v\u011bci stoj\u00ed beze slevy. Dobr\u00e9 je tak\u00e9 proj\u00edt n\u011bkolik obchod\u016f a ceny si porovnat.\u00a03. Sez\u00f3nn\u00ed oble\u010den\u00ed nakupujte mimo sez\u00f3nuA\u0165 u\u017e zimn\u00ed \u010di letn\u00ed oble\u010den\u00ed nakupujte mimo sez\u00f3nu. Vyplat\u00ed se to zejm\u00e9na u internetov\u00fdch obchod\u016f, kter\u00e9 ke konci sez\u00f3ny a po sez\u00f3n\u011b vyprod\u00e1vaj\u00ed sv\u00e9 skladov\u00e9 z\u00e1soby, aby mohly naskladnit zbo\u017e\u00ed na novou sez\u00f3nu. Pokud tedy v\u00a0\u00fanoru v\u00edte, \u017ee m\u00e1te zni\u010den\u00e9 zimn\u00ed boty a budete na dal\u0161\u00ed sez\u00f3nu pot\u0159ebovat nov\u00e9, ne\u010dekejte na listopad, ale kupte si je ji\u017e v\u00a0\u00fanoru. Stejn\u011b tak je v\u00fdhodn\u00e9 nakupovat letn\u00ed oble\u010den\u00ed na za\u010d\u00e1tku podzimu. \u010casto tak u\u0161et\u0159\u00edte a\u017e tis\u00edce korun.\u00a04. Zalo\u017ete si spo\u0159\u00edc\u00ed \u00fa\u010detKe sv\u00e9mu b\u011b\u017en\u00e9mu \u00fa\u010dtu si ve va\u0161\u00ed bance zalo\u017ete spo\u0159\u00edc\u00ed \u00fa\u010det. Tyto \u00fa\u010dty jsou v\u011bt\u0161inou k\u00a0b\u011b\u017en\u00e9mu \u00fa\u010dtu bez poplatku a je na nich pom\u011brn\u011b n\u00edzk\u00fd \u00farok. Nicm\u00e9n\u011b v\u00e1m mohou pomoci \u0161et\u0159it, kdy\u017e si na tento \u00fa\u010det budete pravideln\u011b odkl\u00e1dat ur\u010ditou sumu pen\u011bz.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nau\u010dte se \u0161et\u0159it","item":"https:\/\/www.marilin.cz\/naucte-se-setrit\/#breadcrumbitem"}]}]